* 96 month financing at 6.3% OAC, 0 down. Payments include GST and administration fee. Cost of Borrowing is $276/thousand borrowed, only if the loan is carried to term. Any loan we provide is open, and can be paid out at any time with no penalty. Paying out your loan early will reduce your cost of borrowing. Lower rates are available OAC on amortizations up to 78 months only. Santa Fe and Rav4 start at $30,995, Ram 1500 start at $33,995, and Elantra starts at $18,995 plus GST and admin fee.