Frequently Asked Questions

Our Most Commonly Asked Questions

Frequently Asked QuestionsBrowse our commonly asked questions below. Please do not hesitate to call us today if you have any questions.

How can you help me?

There are a few ways in which we can. First, we work to locate a partner in your area that will be able to determine your approval options. This way, you don’t have to go searching for someone who might not be able to get you approved.
Next, our partner will get in touch with you to let you know what your choices are available to you. You will then be able to make an informed decision upon whether you would like to move forward with the purchase of your vehicle. Finally, if you choose to purchase a vehicle, you are able to drive your new car off the lot!

What kind of information do you need?

We only ask for the information that we need to help you find an approval. By knowing your location and a bit about your financial circumstance we are able to determine which partner will have the highest chance of finding you an approval.

How can I get a car loan with bad credit?

Bad credit never has to be the end. Apply and let one of our business managers go to work for you. They will find the perfect monthly payment and credit plan for you. Remember, it is important to disclose all information (no matter how bad) and to complete e all the paperwork in a timely fashion.

I don’t have any credit. Can I still apply for financing a used car?

Yes. We are always interested in financing first-time buyers. A Progressive Auto Credit auto loan is also a great way to starting rebuilding your credit rating.

Will this build my credit?

It is important to confirm this with your finance provider, but usually when you purchase a vehicle your payments are reported to the credit bureau. If all payments are made promptly and on time, a vehicle purchase can hold the potential to help repair your credit.

Do you take trade ins?

Of course we do. We pay top dollar for trades. We are always happy to work with trade ins, even if you still owe money on your vehicle. Also, there are many instances where we are able to use your trade in as a down payment to help lower your monthly payments.

How does your auto financing work?

We’re connected to a full range of banks, finance companies and other credit providers. With our expertise, we are able to leverage our contacts to match you with the right credit provider. Once we have an approval, we will scour our inventory to put you in the perfect car today. Delivered right to your door!

Do your cars come with a warranty?

Yes, comprehensive warranties are available with any vehicle purchase

How much can I borrow when financing a used car?

You can borrow any amount, depending on your ability to repay. One of our professionals will be able to give you a quick answer once you have submitted your financing application.

How long does an approval take?

Filling out an application will take approximately two minutes. Approvals are usually given within 24 hours, and then it’s only a day or two to select, prep and deliver your vehicle.

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